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Medicare

Two Senior Women Riding Bicycles on the Beach

Originating in the 1960s, Medicare is a government-provided fee-for-service insurance program intended primarily for seniors. The program encompasses several distinct parts, each of which is outlined below.

  • Medicare Part A covers facility-based care such as hospital visits, emergency room services, hospice, and nursing home care.
  • Medicare Part B covers traditional outpatient treatments and services, including vaccinations, lab tests, mental health services, outpatient operations, durable medical equipment, and most other medical services not performed in a hospital.
  • Medicare Part C (Medicare Advantage) covers elements of Parts A, B, and sometimes D.
  • Medicare Part D covers prescription drugs.
  • Medigap comes through private insurance companies and aims to fill in the “gaps” left in the traditional Medicare coverage.

Know Your Choices

While standard Medicare offers coverage for a wide variety of services, you may find that a different plan through a separate insurance carrier better fits your needs. If you are interested in an alternative plan, we can help you find coverage through either Medigap or Medicare Advantage. Both of these plans offer additional support through third-party insurers, and they are required to provide equal or better coverage when compared to regular Medicare.

Contact Us Today

If you believe that Medigap or Medicare Advantage are right for you, contact us today to discuss your insurance options.

*Disclaimer: This page has not been reviewed or endorsed by Medicare.gov or any member of the Centers for Medicare & Medicaid Services (CMS).

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Step 1: Begin!
This is your chance to gather information and ask specific questions! If you already have Medicare questions, feel free to call or email us now!
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Step 2: Evaluate!
The first step to the evaluation process is clicking the "schedule your free call" button and setting up a time with an advisor. This phone session is designed to turn your general questions into specific solutions to meet your needs.
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Step 3: Sign up!
At this point, you are confident in your Medicare coverage decisions and you’re ready to have your agent enroll you into your plans. During this time, we will recap your coverage decisions. The sign-up phase is completed via phone and email so that you don’t have to deal with any paperwork hassle.
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Step 4: Time to Review!
Medicare isn’t a one-time deal! We help our clients go through an annual review during the Annual Election Period (October 15 – December 7). This is your chance to evaluate different Medicare Advantage or prescription Part D options with us.